As of my last update in January 2022, I can’t provide real-time data on which lender currently has the best refinance rates. Refinance rates can fluctuate frequently due to changes in the market, economic conditions, and individual lender policies.
To find the best refinance rates, you should shop around and compare offers from multiple lenders. This includes traditional banks, credit unions, online lenders, and mortgage brokers. Consider factors such as interest rates, fees, loan terms, and customer service reputation when evaluating offers.
Online tools and comparison websites can be helpful in gathering rate quotes from different lenders quickly. Additionally, it may be beneficial to reach out directly to lenders and inquire about their current refinance rates and any special promotions they may offer. Remember that the best refinance rate for you will depend on your individual financial situation and preferences.